If you are a passenger in a vehicle and are hurt, you may file a claim under the PIP coverage of the driver’s insurance policy. On the contrary, you may file a claim against the other driver’s insurance if he is at fault for the accident. You might be entitled to sue the other driver(s) in court for damages if you were hurt in the collision.

Where Can You File a Claim for Compensation?

You may be able to file a claim for damages with either the insurance company of the person who caused your accident, the driver of the car you were traveling in, or your own insurance company, depending on the details of your case.

1)  Your Driver

When you’re a passenger in someone else’s car, it’s the driver’s job to keep you safe while driving and while you’re in the car. Your driver might be responsible for your damages and medical bills if an accident can be linked. You may submit a physical injury claim with the driver’s insurance company, although you may need to sue for compensation. In certain cases, you may need to follow specific procedures before you may file a claim or lawsuit against your driver. That’s why you need to contact attorneys ASAP to speak about your specific situation, the insurance policies at play, and any deadlines that may apply.

2)  The Other Vehicle’s Driver

When another car collides with yours, you may file a claim with the at-fault driver’s insurance company and seek compensation if they are judged to be at fault. Medical expenses, lost earnings, pain, suffering, and permanent disability will all be covered by the at-fault driver’s liability insurance. Again, you could have to sue to be compensated, and you might be eligible for additional insurance benefits as a passenger. One of the first things you should do after being hurt in a vehicle accident is to see accident lawyers who specialize in personal injury law.

3)  Shared Responsibility

If an accident investigation determines that more than one motorist was at fault, all drivers involved will be held vicariously liable for the damages and injuries caused by the collision. If this is the case, you may be able to submit a claim with your own insurance company as well as a personal injury lawsuit against each negligent motorist. There has to be an evaluation of who was at responsibility and who should pay for what, and it’s possible that one driver was more at fault than the other. It is essential to have a personal injury lawyer at your side to guide you through the legal system and assess your claims.

Get in Touch with a Professional Personal Injury Lawyer

The process of claiming compensation following an accident is sometimes time-consuming and difficult. You should see a qualified personal injury attorney for advice on your legal options. Our goal at Drunk Driving Accident Lawyers and Attorneys is to help you get full and fair compensation for any injuries you may have received due to a drunk driving accident.