Use the Axis Bank Bill Pay Option for Your Monthly Bills. Know the details here.

Despite the amazing benefits of credit cards, paying bills on time every month can seem challenging. However, you must pay your bills on time to keep your debt in check, and it is crucial that you find ways to simplify this process. 

Thankfully, Axis Bank credit card payment modes do just that, making it much easier to clear your outstanding dues. This is true for all credit cards issued by the Axis Bank, including the Flipkart Axis Bank Credit Card. 

The Axis Bank credit card payment system can be divided into the following categories. Choose any one of the following options at your convenience: 

• Online Axis Bank credit card payment methods
• Offline payment option

To know more about credit card payment modes and how to apply for one, continue reading.

What are the different online payment modes?

Depending on your convenience, you can use different payment methods to clear your credit card dues every month.

Using Internet Banking

Here is the process to use online or Internet banking to pay your bills:

1. Log in to Net Banking and visit the ‘Credit Cards’ option on your account page 

2. Click ‘Pay Now’ after selecting your card to proceed with the transaction

3. Select the account and amount of the bill to be paid

4. Press the ‘Submit’ button

Using NEFT

To use NEFT, follow these steps to pay your credit card bills:

Step 1: Log in to your bank account

Step 2: Enter the amount to pay your bills

Step 3: Fill in all the information required to initiate NEFT, including the beneficiary’s name, account number, IFSC code, etc

Step 4: Click on the ‘Make Payment’ option to complete the process

Using UPI

Follow the method mentioned below to pay your monthly dues:

• Go to the UPI tab on your mobile banking application
• Select an account number to be associated with the ID you create
• Choose the ‘Send Money’ option under the ‘Pay’ tab
• Enter the necessary information and press ‘Confirm’ to complete the Axis Bank credit card payment

Using Auto Debit Option

There is a possibility of missing the due date of your bills, therefore choosing this option can help. To activate the auto debit service, provide the necessary information via online banking or your bank’s mobile app. After verification, the amount will be deducted automatically on a fixed date every month.

Using the Axis Bank Mobile App

Follow the steps mentioned below to clear bills using the Axis Bank Mobile App:

• Step 1: Download the app on your smartphone
• Step 2: Sign up for the app with your Axis Bank debit card information or your net banking credentials
• Step 3: Choose the relevant option on the app to pay your credit card bill instantly

How can I clear bills via offline mode?

You can also choose the offline Axis Bank credit card payment mode and pay your bills using any one of the following options:

• Demand Draft
• Cheque 
• Cash 
• ATM

Things to keep in mind when paying credit card bills

Whether you have the Flipkart Axis Bank credit card or any other type of credit card, you must pay your bills on time. However, before undertaking this process, there are a few things to check. 

For one, you must check that your credit card statement is accurate, and contains updated information. For instance, if you have used your Flipkart Axis Bank Credit Card over the last month, ensure that the amount payable on the statement is accurate. 

Secondly, check the total amount payable and not the minimum amount. Your credit card statement will contain the details for both options. Ideally, you should focus on clearing the entire credit card bill, and not just the minimum. 

What are the various benefits of using Axis Bank’s bill pay feature?

Opting for the Bill Pay feature with Axis Bank ensures timely payment of your bills. There are three options for Axis Bank account holders:

• Adding several billers: You can add several billers to your Axis Bank payment system like rent, electricity, insurance premiums, mobile or telephone providers.

• Paying bills online: You can pay bills instantly without visiting the branch or paying bills individually. 
• Automatic payments for bills: The Bill Pay feature ensures automatic payment of bills. The dues are debited automatically every month on a fixed date.
• Setting dates for scheduled payments: You can choose flexible options by scheduling bill payments on set dates before the due date of the bill. 

Axis Bank credit cards offer myriad benefits like fuel waivers, e-vouchers, complimentary airport lounge access and many more. Apart from these, when you get the Flipkart Axis Bank Credit Card, you can enjoy a host of other features, such as welcome bonus and cashbacks on shopping or travelling expenses. 

All you need to do is submit the necessary KYC documents and copies of income proof to avail the credit card. Check out a few online interesting deals of this card and analyse them before getting your preferred credit card.