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Do’s And Don’ts When Buying A Car From A Dealer

One of life’s greatest thrills is purchasing a brand-new automobile, but the process can be complicated and costly if you don’t know what you’re doing. Thankfully, there are a plethora of options to assist you in finding your ideal vehicle within your budget.

Keep in mind that, at its heart, acquiring a car is a commercial transaction and one of the few remaining instances in which customers are expected to bargain for a better deal. The more you can remove your feelings from the situation, the better the outcome will be.

You may significantly improve the quality of your shopping experience if you are well-versed in the process and know how to handle common obstacles. Knowing when to hold firm and when to show some semblance of flexibility is crucial in every negotiation.

The following are some things you should and should not do when purchasing a vehicle from a dealership.

  • Do Your Homework Before Making A Purchase

When shopping, knowledge is your best friend. You may look into ratings for security and dependability and find information on price and features.

Information about the purchase price of a Chevrolet from a Chevy dealer Scottsdale, current market prices, and the worth of your trade-in may all be found online.

Smart shoppers know precisely what automobile they want and how much they should spend long before they set foot in a store.

  • Don’t Visit A Car Lot Without A Preapproval For Financing

The finance departments of modern auto dealerships try to generate the vast majority of income. They try their best to convince a customer to secure a car loan. They propose deals that are good for the dealership financially, but that doesn’t mean they’re the greatest for the buyer.

Get pre-approval for financing from your bank or credit union before you begin visiting dealerships. If the dealer wants to do business, they’ll have to provide a better bargain.

  • Do Consult An Insurance Professional Before Making A Purchase

Talking to an insurance agent before making a final selection is a good idea since insurance costs vary widely depending on the vehicle being insured. Discovering that your brand-new automobile is far more expensive to insure than your previous rides is a rude awakening after you’ve already spent a significant sum of money on it.

Insurance firms provide products like GAP insurance and car service contracts in addition to being presented to you at the dealer’s finance office. You may save a lot of money by purchasing them via your insurance provider, but you should always check the fine print to ensure you get the best deal.

  • Don’t Jump Right Into Talking About Paying Cash

Cash for cars is an excellent option. However, letting the Chevy dealer know you intend to is not a good idea. The dealer’s motivation to do a deal with you will decrease if they anticipate losing money on the auto loan they are arranging for you.

Tell them you haven’t decided on financing yet, and instead focus on lowering the purchase price. In addition, it may be prudent to hold out on spending if they locate a fantastic zero-percent financing offer.

  • Do Know Your Credit Score And Monthly Costs

Knowing how much you can pay each month and up in advance is essential. Unless you know the difference, you might spend far more on an automobile than you can afford.

Car prices are just one variable that shoppers must consider. When shopping for a new automobile, don’t forget to believe in insurance, gas, and maintenance prices.

  • Don’t Focus Solely On Compensation

Paying too much attention to the monthly payment is a common mistake when purchasing a vehicle. Consider the overall price, which includes interest and any extra costs incurred during the loan’s term. If delaying payments by a year means giving up the $20 per month savings, it’s not worth it.

Multiplying the monthly payment by the number of months in the loan, the down payment, and taxes and fees yield the vehicle’s total price.


When haggling for a good bargain on a vehicle, your most potent weapons are information, kindness, patience, and the willingness to walk away if things don’t go your way, when you are unsure of what you want and are impatient with the salesperson, they have an advantage over you.