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4 High-Return Investments to Save Your Money from Inflation

Inflation makes life risky! As it spikes every month, people, whether they are savers or spenders, start feeling anxious. The only way to survive this inflation is by investing money in some high-return investment sources. 

Investing your hard-earned money requires you to look for safe options to bet. Any source that would get your profit may also lead to some losses. Hence, you need to be careful while choosing an investment source to avoid the effects of its volatility. 

While making investments, you minimize potential future inflation risks even with the limited amount you can spare. However, looking for investment sources that can give high returns requires intensive research. 

Here are some of the best high-return investments that can help you save money from inflation:

1. Corporate Bond Funds

One of the most sought-after short-term investments is the corporate bond fund. It is something that people prefer having when they want to make their money work for them for a short period. These bonds are issued by some major corporations that fund the investments. Associated with high-rated companies, they are the safest option to choose.

The return on these investments comes either twice a year or quarterly. Hence, for people who are looking forward to diversifying their investment portfolio, buying bonds is a great choice to make. 

If you are a beginner looking for a safe way to invest your money to save it from inflation, the corporate bond funds will work for you. They won’t put you at much risk, making sure you don’t go broke when inflation increases.

Are you still scared to decide because you don’t have all the necessary information? If yes, you should get a financial coach to help you make an informed decision! 

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2. Government Bond

Yet another great choice to make for a high-return investment is government bonds. In this type of investment, you loan money to the government, which pays you interest for a particular period. 

Also known as a fixed-income security, it offers you a consistent cash flow. Alongside this, these bonds are free of risk, and you can invest for any period that you feel convenient—one primary reason why most people trust government bonds is that there are few risks involved. 

Therefore, if you are looking for something that is relatively risk-free, go for these bonds. Your chances of going default while owning government bonds are almost zero! Also, it’s one of the best ways to get a steady return on investment through interest. 

3. High-Yield Savings Accounts

If you are looking for a form of investment that yields high returns quickly, you should opt for high-yield savings accounts. What sets this apart from traditional bank savings accounts is that the rate of return they promise is way higher than what the traditional banks offer.

For a short-term investment goal, these accounts are the right choice. The total number of transactions you can make in a month is six. Inflation will not affect you if you keep three months’ expenses in your savings account.

According to the experts, if you are looking forward to creating an emergency fund, you should opt for high-yield savings accounts. This is because it helps you earn a lot of profit through interest. At the same time, you can have access to the case and withdraw it when needed. 

4. Money Market Mutual Fund

Money market mutual funds seem to be quite similar to money market accounts owing to the similarity in their names. However, they both are pretty different from each other. 

It is a short-term investment that you make in securities. There are two types of mutual fund investments; you can have Treasurys or bank debt securities while investing in mutual funds. Different mutual funds come with varied expense ratios. This is the amount the mutual fund pays for the administration and portfolio management. As this expense ratio enhances, it eats into the returns.

The best part about this investment is that you will have access to the money invested while earning interest or profit. 

Copyright: nattanan23 on Pixabay I License: CC0 Public Domain

Make Your Next High-Yield Investment NOW!

In today’s ever-increasing inflation, doing something that will keep you safe from this negative change is necessary. Therefore, investing in something that will give you high returns is a need that you cannot ignore!